Hello Larrane,
Thank you for your feedback.
I am sorry that your experience with the calculator was not as it should have been.Prices used in the calculator are those which have been provided by the insurers to the scheme regulator. Insurers are not allowed to quote prices other than those.Provided the information entered into the calculator matches the information used by the insurers, the prices should also match.
It is important that the information entered into the calculator is correct. Prices are sensitive to small differences in information.
If you are happy to contact me, I would be pleased to investigate the difference and to offer an explanation.
Do not hesitate to contact me on 9262 1811. RegardsStephen Treacey