Hello Robert,
Thank you for your feedback.
I am sorry that your experience with the calculator was not as good as it should have been.
Prices used in the calculator are those which have been provided by the insurers to the scheme regulator. Insurers are not allowed to quote prices other than those.
Provided the information entered into the calculator matches the information used by the insurers, the prices should also match.
Prices are sensitive to small differences in information. For example, a one year difference in years of association with NRMA can result in a different price for NRMA.
If you would like to contact me, do not hesitate to do so on 9262 1811. I will investigate the difference in your case and I will offer you an explanation.
Regards
Stephen Treacey