Thanks for taking the time to provide feedback. Please note that you can repay your loan early at anytime, and only pay interest up until the day you finish paying it back. We do not charge for early repayments and doing so will reduce the term of your loan, meaning you end up paying less than was originally in your quote. If you have any further questions regarding this please feel free to get in touch either by phone 0203 322 1948 or email contact@lendable.co.uk. Thank you!